LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,482
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,955
−HK$2,512/mo
Today · 4.125%
HK$84,467
baseline
▲ 0.50% · 4.625%
HK$89,606
+HK$5,139/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,934/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,423
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,795
−HK$2,406/mo
Today · 4.125%
HK$93,201
baseline
▲ 0.50% · 4.625%
HK$98,113
+HK$4,912/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,402/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,379
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,346
−HK$3,014/mo
Today · 4.125%
HK$101,360
baseline
▲ 0.50% · 4.625%
HK$107,528
+HK$6,168/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$202,720/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,108
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,954
−HK$2,887/mo
Today · 4.125%
HK$111,841
baseline
▲ 0.50% · 4.625%
HK$117,736
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.91M · min. income ≈ HK$223,682/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,275
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,737
−HK$3,516/mo
Today · 4.125%
HK$118,253
baseline
▲ 0.50% · 4.625%
HK$125,449
+HK$7,196/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,506/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,793
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,113
−HK$3,368/mo
Today · 4.125%
HK$130,481
baseline
▲ 0.50% · 4.625%
HK$137,359
+HK$6,878/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,962/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,068
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$147,519
−HK$4,521/mo
Today · 4.125%
HK$152,040
baseline
▲ 0.50% · 4.625%
HK$161,291
+HK$9,251/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,080/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,162
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$163,431
−HK$4,330/mo
Today · 4.125%
HK$167,761
baseline
▲ 0.50% · 4.625%
HK$176,604
+HK$8,843/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,522/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,414 · Scale 2, in force from 26 Feb 2026)