LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,488
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,961
−HK$2,512/mo
Today · 4.125%
HK$84,473
baseline
▲ 0.50% · 4.625%
HK$89,613
+HK$5,140/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,946/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,430
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,801
−HK$2,406/mo
Today · 4.125%
HK$93,207
baseline
▲ 0.50% · 4.625%
HK$98,120
+HK$4,913/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,414/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,386
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,353
−HK$3,014/mo
Today · 4.125%
HK$101,367
baseline
▲ 0.50% · 4.625%
HK$107,535
+HK$6,168/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$202,734/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,116
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,961
−HK$2,888/mo
Today · 4.125%
HK$111,849
baseline
▲ 0.50% · 4.625%
HK$117,744
+HK$5,895/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$223,698/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,283
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,745
−HK$3,517/mo
Today · 4.125%
HK$118,262
baseline
▲ 0.50% · 4.625%
HK$125,458
+HK$7,196/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,524/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,801
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,122
−HK$3,368/mo
Today · 4.125%
HK$130,490
baseline
▲ 0.50% · 4.625%
HK$137,368
+HK$6,878/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,980/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,078
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,529
−HK$4,522/mo
Today · 4.125%
HK$152,051
baseline
▲ 0.50% · 4.625%
HK$161,303
+HK$9,252/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,102/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,173
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,442
−HK$4,331/mo
Today · 4.125%
HK$167,773
baseline
▲ 0.50% · 4.625%
HK$176,616
+HK$8,843/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,546/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,518 · Scale 2, in force from 26 Feb 2026)