LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,490
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,963
−HK$2,512/mo
Today · 4.125%
HK$84,475
baseline
▲ 0.50% · 4.625%
HK$89,615
+HK$5,140/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,950/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,432
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,804
−HK$2,406/mo
Today · 4.125%
HK$93,210
baseline
▲ 0.50% · 4.625%
HK$98,123
+HK$4,913/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,420/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,388
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,356
−HK$3,014/mo
Today · 4.125%
HK$101,370
baseline
▲ 0.50% · 4.625%
HK$107,538
+HK$6,168/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$202,740/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,119
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,965
−HK$2,887/mo
Today · 4.125%
HK$111,852
baseline
▲ 0.50% · 4.625%
HK$117,748
+HK$5,896/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$223,704/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,286
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,748
−HK$3,517/mo
Today · 4.125%
HK$118,265
baseline
▲ 0.50% · 4.625%
HK$125,461
+HK$7,196/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,530/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,805
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,125
−HK$3,369/mo
Today · 4.125%
HK$130,494
baseline
▲ 0.50% · 4.625%
HK$137,372
+HK$6,878/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,988/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,083
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$147,533
−HK$4,522/mo
Today · 4.125%
HK$152,055
baseline
▲ 0.50% · 4.625%
HK$161,307
+HK$9,252/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$304,110/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,178
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,447
−HK$4,331/mo
Today · 4.125%
HK$167,778
baseline
▲ 0.50% · 4.625%
HK$176,622
+HK$8,844/mo
Deposit HK$3.49M · loan HK$31.37M · min. income ≈ HK$335,556/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,561 · Scale 2, in force from 26 Feb 2026)