LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,493
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,966
−HK$2,512/mo
Today · 4.125%
HK$84,478
baseline
▲ 0.50% · 4.625%
HK$89,619
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,956/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,436
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,807
−HK$2,406/mo
Today · 4.125%
HK$93,213
baseline
▲ 0.50% · 4.625%
HK$98,127
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,426/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,392
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,359
−HK$3,015/mo
Today · 4.125%
HK$101,374
baseline
▲ 0.50% · 4.625%
HK$107,542
+HK$6,168/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$202,748/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,123
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,969
−HK$2,887/mo
Today · 4.125%
HK$111,856
baseline
▲ 0.50% · 4.625%
HK$117,752
+HK$5,896/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$223,712/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,291
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,752
−HK$3,518/mo
Today · 4.125%
HK$118,270
baseline
▲ 0.50% · 4.625%
HK$125,466
+HK$7,196/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,540/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,810
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,130
−HK$3,369/mo
Today · 4.125%
HK$130,499
baseline
▲ 0.50% · 4.625%
HK$137,378
+HK$6,879/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$260,998/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,088
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,539
−HK$4,522/mo
Today · 4.125%
HK$152,061
baseline
▲ 0.50% · 4.625%
HK$161,313
+HK$9,252/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,122/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,184
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,453
−HK$4,331/mo
Today · 4.125%
HK$167,784
baseline
▲ 0.50% · 4.625%
HK$176,628
+HK$8,844/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,568/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,617 · Scale 2, in force from 26 Feb 2026)