LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,494
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,966
−HK$2,513/mo
Today · 4.125%
HK$84,479
baseline
▲ 0.50% · 4.625%
HK$89,619
+HK$5,140/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,958/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,436
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,808
−HK$2,406/mo
Today · 4.125%
HK$93,214
baseline
▲ 0.50% · 4.625%
HK$98,127
+HK$4,913/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,428/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,393
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,360
−HK$3,014/mo
Today · 4.125%
HK$101,374
baseline
▲ 0.50% · 4.625%
HK$107,543
+HK$6,169/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$202,748/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,123
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,969
−HK$2,888/mo
Today · 4.125%
HK$111,857
baseline
▲ 0.50% · 4.625%
HK$117,753
+HK$5,896/mo
Deposit HK$13.94M · loan HK$20.92M · min. income ≈ HK$223,714/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,291
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,753
−HK$3,517/mo
Today · 4.125%
HK$118,270
baseline
▲ 0.50% · 4.625%
HK$125,467
+HK$7,197/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,540/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,810
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,131
−HK$3,369/mo
Today · 4.125%
HK$130,500
baseline
▲ 0.50% · 4.625%
HK$137,378
+HK$6,878/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$261,000/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,089
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,540
−HK$4,522/mo
Today · 4.125%
HK$152,062
baseline
▲ 0.50% · 4.625%
HK$161,314
+HK$9,252/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,124/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,185
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$163,454
−HK$4,331/mo
Today · 4.125%
HK$167,785
baseline
▲ 0.50% · 4.625%
HK$176,629
+HK$8,844/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,570/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,626 · Scale 2, in force from 26 Feb 2026)