LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,496
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,969
−HK$2,512/mo
Today · 4.125%
HK$84,481
baseline
▲ 0.50% · 4.625%
HK$89,622
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,962/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,438
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,810
−HK$2,406/mo
Today · 4.125%
HK$93,216
baseline
▲ 0.50% · 4.625%
HK$98,130
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,432/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,395
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,362
−HK$3,015/mo
Today · 4.125%
HK$101,377
baseline
▲ 0.50% · 4.625%
HK$107,546
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,754/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,126
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,972
−HK$2,888/mo
Today · 4.125%
HK$111,860
baseline
▲ 0.50% · 4.625%
HK$117,756
+HK$5,896/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,720/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,294
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,756
−HK$3,517/mo
Today · 4.125%
HK$118,273
baseline
▲ 0.50% · 4.625%
HK$125,470
+HK$7,197/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$236,546/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,814
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,134
−HK$3,369/mo
Today · 4.125%
HK$130,503
baseline
▲ 0.50% · 4.625%
HK$137,382
+HK$6,879/mo
Deposit HK$10.46M · loan HK$24.40M · min. income ≈ HK$261,006/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,093
−HK$8,973/mo
▼ 0.25% · 3.875%
HK$147,544
−HK$4,522/mo
Today · 4.125%
HK$152,066
baseline
▲ 0.50% · 4.625%
HK$161,319
+HK$9,253/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,132/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,189
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,459
−HK$4,331/mo
Today · 4.125%
HK$167,790
baseline
▲ 0.50% · 4.625%
HK$176,634
+HK$8,844/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,580/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,666 · Scale 2, in force from 26 Feb 2026)