LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,503
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,976
−HK$2,512/mo
Today · 4.125%
HK$84,488
baseline
▲ 0.50% · 4.625%
HK$89,629
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,976/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,446
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,818
−HK$2,407/mo
Today · 4.125%
HK$93,225
baseline
▲ 0.50% · 4.625%
HK$98,139
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,450/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,403
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,371
−HK$3,015/mo
Today · 4.125%
HK$101,386
baseline
▲ 0.50% · 4.625%
HK$107,555
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,772/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,135
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,982
−HK$2,888/mo
Today · 4.125%
HK$111,870
baseline
▲ 0.50% · 4.625%
HK$117,766
+HK$5,896/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,740/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,304
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,766
−HK$3,518/mo
Today · 4.125%
HK$118,284
baseline
▲ 0.50% · 4.625%
HK$125,481
+HK$7,197/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,568/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,825
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,146
−HK$3,368/mo
Today · 4.125%
HK$130,514
baseline
▲ 0.50% · 4.625%
HK$137,394
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,028/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,105
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,557
−HK$4,522/mo
Today · 4.125%
HK$152,079
baseline
▲ 0.50% · 4.625%
HK$161,333
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,158/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,203
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,473
−HK$4,331/mo
Today · 4.125%
HK$167,804
baseline
▲ 0.50% · 4.625%
HK$176,650
+HK$8,846/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,608/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,796 · Scale 2, in force from 26 Feb 2026)