LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,503
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,976
−HK$2,513/mo
Today · 4.125%
HK$84,489
baseline
▲ 0.50% · 4.625%
HK$89,630
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,978/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,447
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,819
−HK$2,406/mo
Today · 4.125%
HK$93,225
baseline
▲ 0.50% · 4.625%
HK$98,139
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,450/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,404
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,372
−HK$3,015/mo
Today · 4.125%
HK$101,387
baseline
▲ 0.50% · 4.625%
HK$107,556
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,774/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,136
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,982
−HK$2,888/mo
Today · 4.125%
HK$111,870
baseline
▲ 0.50% · 4.625%
HK$117,767
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,740/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,305
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,767
−HK$3,517/mo
Today · 4.125%
HK$118,284
baseline
▲ 0.50% · 4.625%
HK$125,482
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,568/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,825
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,146
−HK$3,369/mo
Today · 4.125%
HK$130,515
baseline
▲ 0.50% · 4.625%
HK$137,395
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,030/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,106
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,557
−HK$4,523/mo
Today · 4.125%
HK$152,080
baseline
▲ 0.50% · 4.625%
HK$161,334
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,160/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,204
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$163,474
−HK$4,331/mo
Today · 4.125%
HK$167,805
baseline
▲ 0.50% · 4.625%
HK$176,650
+HK$8,845/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,610/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,803 · Scale 2, in force from 26 Feb 2026)