LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,504
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,977
−HK$2,513/mo
Today · 4.125%
HK$84,490
baseline
▲ 0.50% · 4.625%
HK$89,631
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,980/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,447
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,820
−HK$2,406/mo
Today · 4.125%
HK$93,226
baseline
▲ 0.50% · 4.625%
HK$98,140
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,452/mo (50% DSR)
Upfront cash ≈ HK$18.91M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,405
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,372
−HK$3,016/mo
Today · 4.125%
HK$101,388
baseline
▲ 0.50% · 4.625%
HK$107,557
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,776/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,137
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,983
−HK$2,888/mo
Today · 4.125%
HK$111,871
baseline
▲ 0.50% · 4.625%
HK$117,768
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,742/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,306
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,768
−HK$3,517/mo
Today · 4.125%
HK$118,285
baseline
▲ 0.50% · 4.625%
HK$125,483
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,570/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,826
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,147
−HK$3,369/mo
Today · 4.125%
HK$130,516
baseline
▲ 0.50% · 4.625%
HK$137,396
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,032/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,107
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,559
−HK$4,522/mo
Today · 4.125%
HK$152,081
baseline
▲ 0.50% · 4.625%
HK$161,335
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,162/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,205
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,475
−HK$4,332/mo
Today · 4.125%
HK$167,807
baseline
▲ 0.50% · 4.625%
HK$176,652
+HK$8,845/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,614/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,817 · Scale 2, in force from 26 Feb 2026)