LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,506
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,979
−HK$2,513/mo
Today · 4.125%
HK$84,492
baseline
▲ 0.50% · 4.625%
HK$89,633
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,984/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,449
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,822
−HK$2,406/mo
Today · 4.125%
HK$93,228
baseline
▲ 0.50% · 4.625%
HK$98,142
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,456/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,407
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,375
−HK$3,015/mo
Today · 4.125%
HK$101,390
baseline
▲ 0.50% · 4.625%
HK$107,559
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,780/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,139
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,986
−HK$2,888/mo
Today · 4.125%
HK$111,874
baseline
▲ 0.50% · 4.625%
HK$117,771
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,748/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,308
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,771
−HK$3,517/mo
Today · 4.125%
HK$118,288
baseline
▲ 0.50% · 4.625%
HK$125,486
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,576/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,829
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,150
−HK$3,369/mo
Today · 4.125%
HK$130,519
baseline
▲ 0.50% · 4.625%
HK$137,399
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,038/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,111
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,562
−HK$4,523/mo
Today · 4.125%
HK$152,085
baseline
▲ 0.50% · 4.625%
HK$161,339
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,170/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,209
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,479
−HK$4,332/mo
Today · 4.125%
HK$167,811
baseline
▲ 0.50% · 4.625%
HK$176,656
+HK$8,845/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,622/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,851 · Scale 2, in force from 26 Feb 2026)