LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,508
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,981
−HK$2,512/mo
Today · 4.125%
HK$84,493
baseline
▲ 0.50% · 4.625%
HK$89,635
+HK$5,142/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,986/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,451
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,824
−HK$2,406/mo
Today · 4.125%
HK$93,230
baseline
▲ 0.50% · 4.625%
HK$98,144
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,460/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,409
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,377
−HK$3,015/mo
Today · 4.125%
HK$101,392
baseline
▲ 0.50% · 4.625%
HK$107,562
+HK$6,170/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,784/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,142
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,988
−HK$2,888/mo
Today · 4.125%
HK$111,876
baseline
▲ 0.50% · 4.625%
HK$117,773
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,752/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,311
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,773
−HK$3,518/mo
Today · 4.125%
HK$118,291
baseline
▲ 0.50% · 4.625%
HK$125,488
+HK$7,197/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,582/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,832
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,153
−HK$3,369/mo
Today · 4.125%
HK$130,522
baseline
▲ 0.50% · 4.625%
HK$137,402
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,044/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,114
−HK$8,974/mo
▼ 0.25% · 3.875%
HK$147,565
−HK$4,523/mo
Today · 4.125%
HK$152,088
baseline
▲ 0.50% · 4.625%
HK$161,342
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,176/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,212
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,482
−HK$4,332/mo
Today · 4.125%
HK$167,814
baseline
▲ 0.50% · 4.625%
HK$176,660
+HK$8,846/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,628/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,883 · Scale 2, in force from 26 Feb 2026)