LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,509
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,982
−HK$2,513/mo
Today · 4.125%
HK$84,495
baseline
▲ 0.50% · 4.625%
HK$89,636
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,990/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,453
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,825
−HK$2,407/mo
Today · 4.125%
HK$93,232
baseline
▲ 0.50% · 4.625%
HK$98,146
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,464/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,411
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,379
−HK$3,015/mo
Today · 4.125%
HK$101,394
baseline
▲ 0.50% · 4.625%
HK$107,563
+HK$6,169/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,788/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,143
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,990
−HK$2,888/mo
Today · 4.125%
HK$111,878
baseline
▲ 0.50% · 4.625%
HK$117,775
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,756/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,312
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,775
−HK$3,518/mo
Today · 4.125%
HK$118,293
baseline
▲ 0.50% · 4.625%
HK$125,491
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,586/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,834
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,155
−HK$3,369/mo
Today · 4.125%
HK$130,524
baseline
▲ 0.50% · 4.625%
HK$137,404
+HK$6,880/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,048/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,116
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,568
−HK$4,523/mo
Today · 4.125%
HK$152,091
baseline
▲ 0.50% · 4.625%
HK$161,345
+HK$9,254/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,182/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,215
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,485
−HK$4,332/mo
Today · 4.125%
HK$167,817
baseline
▲ 0.50% · 4.625%
HK$176,663
+HK$8,846/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,634/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,908 · Scale 2, in force from 26 Feb 2026)