LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,510
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,983
−HK$2,513/mo
Today · 4.125%
HK$84,496
baseline
▲ 0.50% · 4.625%
HK$89,638
+HK$5,142/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,992/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,454
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,827
−HK$2,406/mo
Today · 4.125%
HK$93,233
baseline
▲ 0.50% · 4.625%
HK$98,148
+HK$4,915/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,466/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,412
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,380
−HK$3,015/mo
Today · 4.125%
HK$101,395
baseline
▲ 0.50% · 4.625%
HK$107,565
+HK$6,170/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,790/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,145
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,992
−HK$2,888/mo
Today · 4.125%
HK$111,880
baseline
▲ 0.50% · 4.625%
HK$117,777
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,760/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,314
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,777
−HK$3,518/mo
Today · 4.125%
HK$118,295
baseline
▲ 0.50% · 4.625%
HK$125,493
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,590/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,836
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,157
−HK$3,369/mo
Today · 4.125%
HK$130,526
baseline
▲ 0.50% · 4.625%
HK$137,407
+HK$6,881/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,052/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,118
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,570
−HK$4,523/mo
Today · 4.125%
HK$152,093
baseline
▲ 0.50% · 4.625%
HK$161,348
+HK$9,255/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,186/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,218
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,488
−HK$4,332/mo
Today · 4.125%
HK$167,820
baseline
▲ 0.50% · 4.625%
HK$176,666
+HK$8,846/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,640/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,931 · Scale 2, in force from 26 Feb 2026)