LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,512
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,986
−HK$2,513/mo
Today · 4.125%
HK$84,499
baseline
▲ 0.50% · 4.625%
HK$89,640
+HK$5,141/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$168,998/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,457
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,829
−HK$2,407/mo
Today · 4.125%
HK$93,236
baseline
▲ 0.50% · 4.625%
HK$98,150
+HK$4,914/mo
Deposit HK$17.43M · loan HK$17.43M · min. income ≈ HK$186,472/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,415
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,383
−HK$3,015/mo
Today · 4.125%
HK$101,398
baseline
▲ 0.50% · 4.625%
HK$107,568
+HK$6,170/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,796/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,148
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,995
−HK$2,888/mo
Today · 4.125%
HK$111,883
baseline
▲ 0.50% · 4.625%
HK$117,780
+HK$5,897/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,766/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,317
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,780
−HK$3,518/mo
Today · 4.125%
HK$118,298
baseline
▲ 0.50% · 4.625%
HK$125,496
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,596/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,839
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,161
−HK$3,369/mo
Today · 4.125%
HK$130,530
baseline
▲ 0.50% · 4.625%
HK$137,411
+HK$6,881/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,060/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,122
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,574
−HK$4,523/mo
Today · 4.125%
HK$152,097
baseline
▲ 0.50% · 4.625%
HK$161,352
+HK$9,255/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,194/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,222
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,492
−HK$4,332/mo
Today · 4.125%
HK$167,824
baseline
▲ 0.50% · 4.625%
HK$176,671
+HK$8,847/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,648/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,481,973 · Scale 2, in force from 26 Feb 2026)