LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,517
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,990
−HK$2,513/mo
Today · 4.125%
HK$84,503
baseline
▲ 0.50% · 4.625%
HK$89,645
+HK$5,142/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,006/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,461
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,834
−HK$2,407/mo
Today · 4.125%
HK$93,241
baseline
▲ 0.50% · 4.625%
HK$98,156
+HK$4,915/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,482/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,420
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,388
−HK$3,016/mo
Today · 4.125%
HK$101,404
baseline
▲ 0.50% · 4.625%
HK$107,574
+HK$6,170/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,808/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,154
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,001
−HK$2,888/mo
Today · 4.125%
HK$111,889
baseline
▲ 0.50% · 4.625%
HK$117,787
+HK$5,898/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,778/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,323
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,786
−HK$3,518/mo
Today · 4.125%
HK$118,304
baseline
▲ 0.50% · 4.625%
HK$125,503
+HK$7,199/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,608/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,846
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,168
−HK$3,369/mo
Today · 4.125%
HK$130,537
baseline
▲ 0.50% · 4.625%
HK$137,418
+HK$6,881/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,074/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,130
−HK$8,975/mo
▼ 0.25% · 3.875%
HK$147,582
−HK$4,523/mo
Today · 4.125%
HK$152,105
baseline
▲ 0.50% · 4.625%
HK$161,361
+HK$9,256/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$304,210/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,231
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$163,501
−HK$4,332/mo
Today · 4.125%
HK$167,833
baseline
▲ 0.50% · 4.625%
HK$176,680
+HK$8,847/mo
Deposit HK$3.49M · loan HK$31.38M · min. income ≈ HK$335,666/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,052 · Scale 2, in force from 26 Feb 2026)