LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,520
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,994
−HK$2,513/mo
Today · 4.125%
HK$84,507
baseline
▲ 0.50% · 4.625%
HK$89,649
+HK$5,142/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,014/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,465
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,838
−HK$2,407/mo
Today · 4.125%
HK$93,245
baseline
▲ 0.50% · 4.625%
HK$98,160
+HK$4,915/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,490/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,424
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,392
−HK$3,016/mo
Today · 4.125%
HK$101,408
baseline
▲ 0.50% · 4.625%
HK$107,579
+HK$6,171/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,816/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,159
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,006
−HK$2,888/mo
Today · 4.125%
HK$111,894
baseline
▲ 0.50% · 4.625%
HK$117,792
+HK$5,898/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,788/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,328
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$114,791
−HK$3,519/mo
Today · 4.125%
HK$118,310
baseline
▲ 0.50% · 4.625%
HK$125,508
+HK$7,198/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,620/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,852
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,173
−HK$3,370/mo
Today · 4.125%
HK$130,543
baseline
▲ 0.50% · 4.625%
HK$137,424
+HK$6,881/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,086/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,136
−HK$8,976/mo
▼ 0.25% · 3.875%
HK$147,589
−HK$4,523/mo
Today · 4.125%
HK$152,112
baseline
▲ 0.50% · 4.625%
HK$161,368
+HK$9,256/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,224/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,238
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,508
−HK$4,333/mo
Today · 4.125%
HK$167,841
baseline
▲ 0.50% · 4.625%
HK$176,688
+HK$8,847/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,682/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,118 · Scale 2, in force from 26 Feb 2026)