LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,522
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,995
−HK$2,514/mo
Today · 4.125%
HK$84,509
baseline
▲ 0.50% · 4.625%
HK$89,651
+HK$5,142/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,018/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,467
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,840
−HK$2,407/mo
Today · 4.125%
HK$93,247
baseline
▲ 0.50% · 4.625%
HK$98,162
+HK$4,915/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,494/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,426
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,395
−HK$3,015/mo
Today · 4.125%
HK$101,410
baseline
▲ 0.50% · 4.625%
HK$107,581
+HK$6,171/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$202,820/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,161
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,008
−HK$2,888/mo
Today · 4.125%
HK$111,896
baseline
▲ 0.50% · 4.625%
HK$117,795
+HK$5,899/mo
Deposit HK$13.95M · loan HK$20.92M · min. income ≈ HK$223,792/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,331
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,794
−HK$3,518/mo
Today · 4.125%
HK$118,312
baseline
▲ 0.50% · 4.625%
HK$125,511
+HK$7,199/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,624/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,854
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$127,176
−HK$3,370/mo
Today · 4.125%
HK$130,546
baseline
▲ 0.50% · 4.625%
HK$137,427
+HK$6,881/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,092/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,139
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,592
−HK$4,524/mo
Today · 4.125%
HK$152,116
baseline
▲ 0.50% · 4.625%
HK$161,371
+HK$9,255/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,232/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,241
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$163,512
−HK$4,332/mo
Today · 4.125%
HK$167,844
baseline
▲ 0.50% · 4.625%
HK$176,692
+HK$8,848/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,688/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,150 · Scale 2, in force from 26 Feb 2026)