LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,532
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,006
−HK$2,513/mo
Today · 4.125%
HK$84,519
baseline
▲ 0.50% · 4.625%
HK$89,662
+HK$5,143/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,038/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,478
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,851
−HK$2,407/mo
Today · 4.125%
HK$93,258
baseline
▲ 0.50% · 4.625%
HK$98,174
+HK$4,916/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,516/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,438
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,407
−HK$3,016/mo
Today · 4.125%
HK$101,423
baseline
▲ 0.50% · 4.625%
HK$107,594
+HK$6,171/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$202,846/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,174
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,021
−HK$2,889/mo
Today · 4.125%
HK$111,910
baseline
▲ 0.50% · 4.625%
HK$117,809
+HK$5,899/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$223,820/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,344
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$114,808
−HK$3,519/mo
Today · 4.125%
HK$118,327
baseline
▲ 0.50% · 4.625%
HK$125,527
+HK$7,200/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$236,654/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,870
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$127,192
−HK$3,370/mo
Today · 4.125%
HK$130,562
baseline
▲ 0.50% · 4.625%
HK$137,444
+HK$6,882/mo
Deposit HK$10.46M · loan HK$24.41M · min. income ≈ HK$261,124/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,157
−HK$8,977/mo
▼ 0.25% · 3.875%
HK$147,610
−HK$4,524/mo
Today · 4.125%
HK$152,134
baseline
▲ 0.50% · 4.625%
HK$161,391
+HK$9,257/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,268/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,261
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$163,532
−HK$4,333/mo
Today · 4.125%
HK$167,865
baseline
▲ 0.50% · 4.625%
HK$176,714
+HK$8,849/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,730/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,333 · Scale 2, in force from 26 Feb 2026)