LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,536
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,010
−HK$2,514/mo
Today · 4.125%
HK$84,524
baseline
▲ 0.50% · 4.625%
HK$89,667
+HK$5,143/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,048/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,483
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,856
−HK$2,408/mo
Today · 4.125%
HK$93,264
baseline
▲ 0.50% · 4.625%
HK$98,180
+HK$4,916/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,528/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,444
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$3,017/mo
Today · 4.125%
HK$101,429
baseline
▲ 0.50% · 4.625%
HK$107,600
+HK$6,171/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$202,858/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,180
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,028
−HK$2,889/mo
Today · 4.125%
HK$111,917
baseline
▲ 0.50% · 4.625%
HK$117,816
+HK$5,899/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$223,834/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,351
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$114,814
−HK$3,519/mo
Today · 4.125%
HK$118,333
baseline
▲ 0.50% · 4.625%
HK$125,534
+HK$7,201/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$236,666/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,877
−HK$6,692/mo
▼ 0.25% · 3.875%
HK$127,199
−HK$3,370/mo
Today · 4.125%
HK$130,569
baseline
▲ 0.50% · 4.625%
HK$137,452
+HK$6,883/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$261,138/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,165
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$147,619
−HK$4,524/mo
Today · 4.125%
HK$152,143
baseline
▲ 0.50% · 4.625%
HK$161,401
+HK$9,258/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,286/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,270
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,541
−HK$4,334/mo
Today · 4.125%
HK$167,875
baseline
▲ 0.50% · 4.625%
HK$176,724
+HK$8,849/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,750/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,418 · Scale 2, in force from 26 Feb 2026)