LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,537
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,011
−HK$2,513/mo
Today · 4.125%
HK$84,524
baseline
▲ 0.50% · 4.625%
HK$89,667
+HK$5,143/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,048/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,484
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,857
−HK$2,407/mo
Today · 4.125%
HK$93,264
baseline
▲ 0.50% · 4.625%
HK$98,180
+HK$4,916/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,528/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,444
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,413
−HK$3,016/mo
Today · 4.125%
HK$101,429
baseline
▲ 0.50% · 4.625%
HK$107,601
+HK$6,172/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$202,858/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,180
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,028
−HK$2,889/mo
Today · 4.125%
HK$111,917
baseline
▲ 0.50% · 4.625%
HK$117,816
+HK$5,899/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$223,834/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,351
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$114,815
−HK$3,519/mo
Today · 4.125%
HK$118,334
baseline
▲ 0.50% · 4.625%
HK$125,534
+HK$7,200/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$236,668/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,877
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$127,200
−HK$3,370/mo
Today · 4.125%
HK$130,570
baseline
▲ 0.50% · 4.625%
HK$137,452
+HK$6,882/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$261,140/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,166
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$147,619
−HK$4,525/mo
Today · 4.125%
HK$152,144
baseline
▲ 0.50% · 4.625%
HK$161,401
+HK$9,257/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,288/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,271
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$163,542
−HK$4,334/mo
Today · 4.125%
HK$167,876
baseline
▲ 0.50% · 4.625%
HK$176,725
+HK$8,849/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,752/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,425 · Scale 2, in force from 26 Feb 2026)