LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,542
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,016
−HK$2,514/mo
Today · 4.125%
HK$84,530
baseline
▲ 0.50% · 4.625%
HK$89,673
+HK$5,143/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,060/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,490
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,863
−HK$2,407/mo
Today · 4.125%
HK$93,270
baseline
▲ 0.50% · 4.625%
HK$98,187
+HK$4,917/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,540/mo (50% DSR)
Upfront cash ≈ HK$18.92M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,450
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,419
−HK$3,017/mo
Today · 4.125%
HK$101,436
baseline
▲ 0.50% · 4.625%
HK$107,608
+HK$6,172/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$202,872/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,188
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,035
−HK$2,890/mo
Today · 4.125%
HK$111,925
baseline
▲ 0.50% · 4.625%
HK$117,824
+HK$5,899/mo
Deposit HK$13.95M · loan HK$20.93M · min. income ≈ HK$223,850/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,359
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$114,823
−HK$3,519/mo
Today · 4.125%
HK$118,342
baseline
▲ 0.50% · 4.625%
HK$125,543
+HK$7,201/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$236,684/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,886
−HK$6,693/mo
▼ 0.25% · 3.875%
HK$127,208
−HK$3,371/mo
Today · 4.125%
HK$130,579
baseline
▲ 0.50% · 4.625%
HK$137,462
+HK$6,883/mo
Deposit HK$10.46M · loan HK$24.42M · min. income ≈ HK$261,158/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,176
−HK$8,978/mo
▼ 0.25% · 3.875%
HK$147,629
−HK$4,525/mo
Today · 4.125%
HK$152,154
baseline
▲ 0.50% · 4.625%
HK$161,412
+HK$9,258/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$304,308/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,281
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$163,553
−HK$4,334/mo
Today · 4.125%
HK$167,887
baseline
▲ 0.50% · 4.625%
HK$176,736
+HK$8,849/mo
Deposit HK$3.49M · loan HK$31.39M · min. income ≈ HK$335,774/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,524 · Scale 2, in force from 26 Feb 2026)