LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,553
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,028
−HK$2,514/mo
Today · 4.125%
HK$84,542
baseline
▲ 0.50% · 4.625%
HK$89,686
+HK$5,144/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,084/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,502
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,876
−HK$2,408/mo
Today · 4.125%
HK$93,284
baseline
▲ 0.50% · 4.625%
HK$98,201
+HK$4,917/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,568/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,464
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,433
−HK$3,017/mo
Today · 4.125%
HK$101,450
baseline
▲ 0.50% · 4.625%
HK$107,623
+HK$6,173/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$202,900/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,203
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,051
−HK$2,890/mo
Today · 4.125%
HK$111,941
baseline
▲ 0.50% · 4.625%
HK$117,841
+HK$5,900/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$223,882/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,375
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$114,839
−HK$3,520/mo
Today · 4.125%
HK$118,359
baseline
▲ 0.50% · 4.625%
HK$125,561
+HK$7,202/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$236,718/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,903
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,226
−HK$3,371/mo
Today · 4.125%
HK$130,597
baseline
▲ 0.50% · 4.625%
HK$137,481
+HK$6,884/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$261,194/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,196
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$147,650
−HK$4,526/mo
Today · 4.125%
HK$152,176
baseline
▲ 0.50% · 4.625%
HK$161,435
+HK$9,259/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,352/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,304
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$163,577
−HK$4,334/mo
Today · 4.125%
HK$167,911
baseline
▲ 0.50% · 4.625%
HK$176,762
+HK$8,851/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,822/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,736 · Scale 2, in force from 26 Feb 2026)