LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,555
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,029
−HK$2,515/mo
Today · 4.125%
HK$84,544
baseline
▲ 0.50% · 4.625%
HK$89,688
+HK$5,144/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,088/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,504
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,877
−HK$2,408/mo
Today · 4.125%
HK$93,285
baseline
▲ 0.50% · 4.625%
HK$98,203
+HK$4,918/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,570/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,466
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,435
−HK$3,017/mo
Today · 4.125%
HK$101,452
baseline
▲ 0.50% · 4.625%
HK$107,625
+HK$6,173/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$202,904/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,205
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,053
−HK$2,890/mo
Today · 4.125%
HK$111,943
baseline
▲ 0.50% · 4.625%
HK$117,843
+HK$5,900/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$223,886/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,377
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$114,841
−HK$3,520/mo
Today · 4.125%
HK$118,361
baseline
▲ 0.50% · 4.625%
HK$125,563
+HK$7,202/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$236,722/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,905
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,228
−HK$3,372/mo
Today · 4.125%
HK$130,600
baseline
▲ 0.50% · 4.625%
HK$137,484
+HK$6,884/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$261,200/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,199
−HK$8,979/mo
▼ 0.25% · 3.875%
HK$147,653
−HK$4,525/mo
Today · 4.125%
HK$152,178
baseline
▲ 0.50% · 4.625%
HK$161,438
+HK$9,260/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,356/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,307
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$163,579
−HK$4,335/mo
Today · 4.125%
HK$167,914
baseline
▲ 0.50% · 4.625%
HK$176,765
+HK$8,851/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,828/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,762 · Scale 2, in force from 26 Feb 2026)