LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,555
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,030
−HK$2,514/mo
Today · 4.125%
HK$84,544
baseline
▲ 0.50% · 4.625%
HK$89,688
+HK$5,144/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$169,088/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,504
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,878
−HK$2,408/mo
Today · 4.125%
HK$93,286
baseline
▲ 0.50% · 4.625%
HK$98,203
+HK$4,917/mo
Deposit HK$17.44M · loan HK$17.44M · min. income ≈ HK$186,572/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,466
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,436
−HK$3,017/mo
Today · 4.125%
HK$101,453
baseline
▲ 0.50% · 4.625%
HK$107,626
+HK$6,173/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$202,906/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,205
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,054
−HK$2,889/mo
Today · 4.125%
HK$111,943
baseline
▲ 0.50% · 4.625%
HK$117,844
+HK$5,901/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$223,886/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,377
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,842
−HK$3,520/mo
Today · 4.125%
HK$118,362
baseline
▲ 0.50% · 4.625%
HK$125,564
+HK$7,202/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$236,724/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,906
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,229
−HK$3,371/mo
Today · 4.125%
HK$130,600
baseline
▲ 0.50% · 4.625%
HK$137,485
+HK$6,885/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$261,200/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,199
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$147,654
−HK$4,525/mo
Today · 4.125%
HK$152,179
baseline
▲ 0.50% · 4.625%
HK$161,439
+HK$9,260/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,358/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,308
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$163,581
−HK$4,334/mo
Today · 4.125%
HK$167,915
baseline
▲ 0.50% · 4.625%
HK$176,766
+HK$8,851/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,830/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,771 · Scale 2, in force from 26 Feb 2026)