LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,558
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,033
−HK$2,514/mo
Today · 4.125%
HK$84,547
baseline
▲ 0.50% · 4.625%
HK$89,692
+HK$5,145/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,094/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,508
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,881
−HK$2,409/mo
Today · 4.125%
HK$93,290
baseline
▲ 0.50% · 4.625%
HK$98,207
+HK$4,917/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,580/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,470
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,440
−HK$3,017/mo
Today · 4.125%
HK$101,457
baseline
▲ 0.50% · 4.625%
HK$107,630
+HK$6,173/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$202,914/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,209
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,058
−HK$2,889/mo
Today · 4.125%
HK$111,947
baseline
▲ 0.50% · 4.625%
HK$117,848
+HK$5,901/mo
Deposit HK$13.96M · loan HK$20.93M · min. income ≈ HK$223,894/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,382
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$114,846
−HK$3,520/mo
Today · 4.125%
HK$118,366
baseline
▲ 0.50% · 4.625%
HK$125,568
+HK$7,202/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$236,732/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,911
−HK$6,694/mo
▼ 0.25% · 3.875%
HK$127,234
−HK$3,371/mo
Today · 4.125%
HK$130,605
baseline
▲ 0.50% · 4.625%
HK$137,490
+HK$6,885/mo
Deposit HK$10.47M · loan HK$24.42M · min. income ≈ HK$261,210/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,205
−HK$8,980/mo
▼ 0.25% · 3.875%
HK$147,659
−HK$4,526/mo
Today · 4.125%
HK$152,185
baseline
▲ 0.50% · 4.625%
HK$161,445
+HK$9,260/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,370/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,314
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$163,587
−HK$4,334/mo
Today · 4.125%
HK$167,921
baseline
▲ 0.50% · 4.625%
HK$176,773
+HK$8,852/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,842/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,482,827 · Scale 2, in force from 26 Feb 2026)