LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,568
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,043
−HK$2,515/mo
Today · 4.125%
HK$84,558
baseline
▲ 0.50% · 4.625%
HK$89,703
+HK$5,145/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,116/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,518
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,893
−HK$2,408/mo
Today · 4.125%
HK$93,301
baseline
▲ 0.50% · 4.625%
HK$98,219
+HK$4,918/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,602/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,481
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,451
−HK$3,018/mo
Today · 4.125%
HK$101,469
baseline
▲ 0.50% · 4.625%
HK$107,643
+HK$6,174/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,938/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,222
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,071
−HK$2,890/mo
Today · 4.125%
HK$111,961
baseline
▲ 0.50% · 4.625%
HK$117,863
+HK$5,902/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,922/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,395
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,860
−HK$3,521/mo
Today · 4.125%
HK$118,381
baseline
▲ 0.50% · 4.625%
HK$125,584
+HK$7,203/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,762/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,926
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,250
−HK$3,371/mo
Today · 4.125%
HK$130,621
baseline
▲ 0.50% · 4.625%
HK$137,506
+HK$6,885/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,242/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,222
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,677
−HK$4,527/mo
Today · 4.125%
HK$152,204
baseline
▲ 0.50% · 4.625%
HK$161,465
+HK$9,261/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,408/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,333
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,607
−HK$4,335/mo
Today · 4.125%
HK$167,942
baseline
▲ 0.50% · 4.625%
HK$176,794
+HK$8,852/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,884/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,007 · Scale 2, in force from 26 Feb 2026)