LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,568
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,043
−HK$2,515/mo
Today · 4.125%
HK$84,558
baseline
▲ 0.50% · 4.625%
HK$89,703
+HK$5,145/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,116/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,519
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,893
−HK$2,408/mo
Today · 4.125%
HK$93,301
baseline
▲ 0.50% · 4.625%
HK$98,219
+HK$4,918/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,602/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,482
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,452
−HK$3,017/mo
Today · 4.125%
HK$101,469
baseline
▲ 0.50% · 4.625%
HK$107,644
+HK$6,175/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,938/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,223
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,071
−HK$2,890/mo
Today · 4.125%
HK$111,961
baseline
▲ 0.50% · 4.625%
HK$117,863
+HK$5,902/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,922/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,395
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,860
−HK$3,521/mo
Today · 4.125%
HK$118,381
baseline
▲ 0.50% · 4.625%
HK$125,584
+HK$7,203/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,762/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,926
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,250
−HK$3,372/mo
Today · 4.125%
HK$130,622
baseline
▲ 0.50% · 4.625%
HK$137,507
+HK$6,885/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,244/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,223
−HK$8,981/mo
▼ 0.25% · 3.875%
HK$147,678
−HK$4,526/mo
Today · 4.125%
HK$152,204
baseline
▲ 0.50% · 4.625%
HK$161,465
+HK$9,261/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$304,408/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,334
−HK$8,608/mo
▼ 0.25% · 3.875%
HK$163,607
−HK$4,335/mo
Today · 4.125%
HK$167,942
baseline
▲ 0.50% · 4.625%
HK$176,795
+HK$8,853/mo
Deposit HK$3.49M · loan HK$31.40M · min. income ≈ HK$335,884/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,012 · Scale 2, in force from 26 Feb 2026)