LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,573
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,048
−HK$2,515/mo
Today · 4.125%
HK$84,563
baseline
▲ 0.50% · 4.625%
HK$89,709
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,126/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,524
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,898
−HK$2,409/mo
Today · 4.125%
HK$93,307
baseline
▲ 0.50% · 4.625%
HK$98,225
+HK$4,918/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,614/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,488
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,458
−HK$3,018/mo
Today · 4.125%
HK$101,476
baseline
▲ 0.50% · 4.625%
HK$107,650
+HK$6,174/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,952/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,229
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,078
−HK$2,890/mo
Today · 4.125%
HK$111,968
baseline
▲ 0.50% · 4.625%
HK$117,870
+HK$5,902/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,936/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,402
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,868
−HK$3,520/mo
Today · 4.125%
HK$118,388
baseline
▲ 0.50% · 4.625%
HK$125,592
+HK$7,204/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,776/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,934
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,258
−HK$3,372/mo
Today · 4.125%
HK$130,630
baseline
▲ 0.50% · 4.625%
HK$137,515
+HK$6,885/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,260/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,232
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,687
−HK$4,527/mo
Today · 4.125%
HK$152,214
baseline
▲ 0.50% · 4.625%
HK$161,475
+HK$9,261/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,428/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,344
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,617
−HK$4,336/mo
Today · 4.125%
HK$167,953
baseline
▲ 0.50% · 4.625%
HK$176,806
+HK$8,853/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,906/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,105 · Scale 2, in force from 26 Feb 2026)