LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,577
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,053
−HK$2,514/mo
Today · 4.125%
HK$84,567
baseline
▲ 0.50% · 4.625%
HK$89,713
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,134/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,529
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,903
−HK$2,409/mo
Today · 4.125%
HK$93,312
baseline
▲ 0.50% · 4.625%
HK$98,230
+HK$4,918/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,624/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,493
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,463
−HK$3,018/mo
Today · 4.125%
HK$101,481
baseline
▲ 0.50% · 4.625%
HK$107,656
+HK$6,175/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,962/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,235
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,084
−HK$2,890/mo
Today · 4.125%
HK$111,974
baseline
▲ 0.50% · 4.625%
HK$117,876
+HK$5,902/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,948/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,408
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$114,874
−HK$3,520/mo
Today · 4.125%
HK$118,394
baseline
▲ 0.50% · 4.625%
HK$125,598
+HK$7,204/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,788/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,940
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,264
−HK$3,373/mo
Today · 4.125%
HK$130,637
baseline
▲ 0.50% · 4.625%
HK$137,523
+HK$6,886/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,274/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,239
−HK$8,982/mo
▼ 0.25% · 3.875%
HK$147,695
−HK$4,526/mo
Today · 4.125%
HK$152,221
baseline
▲ 0.50% · 4.625%
HK$161,484
+HK$9,263/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,442/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,352
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$163,626
−HK$4,335/mo
Today · 4.125%
HK$167,961
baseline
▲ 0.50% · 4.625%
HK$176,815
+HK$8,854/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,922/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,181 · Scale 2, in force from 26 Feb 2026)