LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,579
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,055
−HK$2,515/mo
Today · 4.125%
HK$84,570
baseline
▲ 0.50% · 4.625%
HK$89,716
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,140/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,531
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,906
−HK$2,408/mo
Today · 4.125%
HK$93,314
baseline
▲ 0.50% · 4.625%
HK$98,233
+HK$4,919/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,628/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,495
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,466
−HK$3,018/mo
Today · 4.125%
HK$101,484
baseline
▲ 0.50% · 4.625%
HK$107,659
+HK$6,175/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,968/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,238
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,087
−HK$2,890/mo
Today · 4.125%
HK$111,977
baseline
▲ 0.50% · 4.625%
HK$117,880
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,954/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,411
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,877
−HK$3,521/mo
Today · 4.125%
HK$118,398
baseline
▲ 0.50% · 4.625%
HK$125,602
+HK$7,204/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,796/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,944
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,268
−HK$3,372/mo
Today · 4.125%
HK$130,640
baseline
▲ 0.50% · 4.625%
HK$137,526
+HK$6,886/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,280/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,243
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$147,699
−HK$4,527/mo
Today · 4.125%
HK$152,226
baseline
▲ 0.50% · 4.625%
HK$161,488
+HK$9,262/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,452/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,356
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$163,630
−HK$4,336/mo
Today · 4.125%
HK$167,966
baseline
▲ 0.50% · 4.625%
HK$176,820
+HK$8,854/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,932/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,222 · Scale 2, in force from 26 Feb 2026)