LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,582
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,058
−HK$2,515/mo
Today · 4.125%
HK$84,573
baseline
▲ 0.50% · 4.625%
HK$89,719
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,146/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,535
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,909
−HK$2,409/mo
Today · 4.125%
HK$93,318
baseline
▲ 0.50% · 4.625%
HK$98,237
+HK$4,919/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,636/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,499
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,469
−HK$3,019/mo
Today · 4.125%
HK$101,488
baseline
▲ 0.50% · 4.625%
HK$107,663
+HK$6,175/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,976/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,242
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,091
−HK$2,890/mo
Today · 4.125%
HK$111,981
baseline
▲ 0.50% · 4.625%
HK$117,884
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,962/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,415
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,881
−HK$3,521/mo
Today · 4.125%
HK$118,402
baseline
▲ 0.50% · 4.625%
HK$125,607
+HK$7,205/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,804/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,949
−HK$6,696/mo
▼ 0.25% · 3.875%
HK$127,273
−HK$3,372/mo
Today · 4.125%
HK$130,645
baseline
▲ 0.50% · 4.625%
HK$137,532
+HK$6,887/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,290/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,248
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$147,704
−HK$4,527/mo
Today · 4.125%
HK$152,231
baseline
▲ 0.50% · 4.625%
HK$161,494
+HK$9,263/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,462/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,362
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$163,636
−HK$4,336/mo
Today · 4.125%
HK$167,972
baseline
▲ 0.50% · 4.625%
HK$176,826
+HK$8,854/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,944/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,278 · Scale 2, in force from 26 Feb 2026)