LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,583
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,059
−HK$2,515/mo
Today · 4.125%
HK$84,574
baseline
▲ 0.50% · 4.625%
HK$89,720
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,148/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,535
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,910
−HK$2,409/mo
Today · 4.125%
HK$93,319
baseline
▲ 0.50% · 4.625%
HK$98,238
+HK$4,919/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,638/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,500
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,470
−HK$3,018/mo
Today · 4.125%
HK$101,488
baseline
▲ 0.50% · 4.625%
HK$107,664
+HK$6,176/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,976/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,242
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,092
−HK$2,890/mo
Today · 4.125%
HK$111,982
baseline
▲ 0.50% · 4.625%
HK$117,885
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,964/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,416
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,882
−HK$3,521/mo
Today · 4.125%
HK$118,403
baseline
▲ 0.50% · 4.625%
HK$125,608
+HK$7,205/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,806/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,949
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,274
−HK$3,372/mo
Today · 4.125%
HK$130,646
baseline
▲ 0.50% · 4.625%
HK$137,533
+HK$6,887/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,292/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,249
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$147,705
−HK$4,527/mo
Today · 4.125%
HK$152,232
baseline
▲ 0.50% · 4.625%
HK$161,495
+HK$9,263/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,464/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,364
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$163,638
−HK$4,336/mo
Today · 4.125%
HK$167,974
baseline
▲ 0.50% · 4.625%
HK$176,828
+HK$8,854/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,948/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,289 · Scale 2, in force from 26 Feb 2026)