LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,587
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,063
−HK$2,515/mo
Today · 4.125%
HK$84,578
baseline
▲ 0.50% · 4.625%
HK$89,725
+HK$5,147/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,156/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,540
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,915
−HK$2,409/mo
Today · 4.125%
HK$93,324
baseline
▲ 0.50% · 4.625%
HK$98,243
+HK$4,919/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,648/mo (50% DSR)
Upfront cash ≈ HK$18.93M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,505
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,476
−HK$3,018/mo
Today · 4.125%
HK$101,494
baseline
▲ 0.50% · 4.625%
HK$107,669
+HK$6,175/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,988/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,248
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,098
−HK$2,890/mo
Today · 4.125%
HK$111,988
baseline
▲ 0.50% · 4.625%
HK$117,891
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,976/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,422
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,888
−HK$3,521/mo
Today · 4.125%
HK$118,409
baseline
▲ 0.50% · 4.625%
HK$125,614
+HK$7,205/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,818/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,956
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,281
−HK$3,372/mo
Today · 4.125%
HK$130,653
baseline
▲ 0.50% · 4.625%
HK$137,540
+HK$6,887/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,306/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,257
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$147,713
−HK$4,528/mo
Today · 4.125%
HK$152,241
baseline
▲ 0.50% · 4.625%
HK$161,504
+HK$9,263/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,482/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,372
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$163,646
−HK$4,337/mo
Today · 4.125%
HK$167,983
baseline
▲ 0.50% · 4.625%
HK$176,837
+HK$8,854/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,966/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,369 · Scale 2, in force from 26 Feb 2026)