LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,590
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,066
−HK$2,515/mo
Today · 4.125%
HK$84,581
baseline
▲ 0.50% · 4.625%
HK$89,727
+HK$5,146/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,162/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,543
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,918
−HK$2,409/mo
Today · 4.125%
HK$93,327
baseline
▲ 0.50% · 4.625%
HK$98,246
+HK$4,919/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,654/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,508
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,479
−HK$3,018/mo
Today · 4.125%
HK$101,497
baseline
▲ 0.50% · 4.625%
HK$107,673
+HK$6,176/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$202,994/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,251
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,101
−HK$2,891/mo
Today · 4.125%
HK$111,992
baseline
▲ 0.50% · 4.625%
HK$117,895
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,984/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,426
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$114,892
−HK$3,521/mo
Today · 4.125%
HK$118,413
baseline
▲ 0.50% · 4.625%
HK$125,618
+HK$7,205/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,826/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,960
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,285
−HK$3,372/mo
Today · 4.125%
HK$130,657
baseline
▲ 0.50% · 4.625%
HK$137,544
+HK$6,887/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,314/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,262
−HK$8,983/mo
▼ 0.25% · 3.875%
HK$147,718
−HK$4,527/mo
Today · 4.125%
HK$152,245
baseline
▲ 0.50% · 4.625%
HK$161,509
+HK$9,264/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$304,490/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,377
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$163,652
−HK$4,336/mo
Today · 4.125%
HK$167,988
baseline
▲ 0.50% · 4.625%
HK$176,843
+HK$8,855/mo
Deposit HK$3.49M · loan HK$31.41M · min. income ≈ HK$335,976/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,416 · Scale 2, in force from 26 Feb 2026)