LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,595
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,070
−HK$2,516/mo
Today · 4.125%
HK$84,586
baseline
▲ 0.50% · 4.625%
HK$89,733
+HK$5,147/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,172/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,548
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,923
−HK$2,409/mo
Today · 4.125%
HK$93,332
baseline
▲ 0.50% · 4.625%
HK$98,252
+HK$4,920/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,664/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,513
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,484
−HK$3,019/mo
Today · 4.125%
HK$101,503
baseline
▲ 0.50% · 4.625%
HK$107,679
+HK$6,176/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$203,006/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,258
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,108
−HK$2,891/mo
Today · 4.125%
HK$111,999
baseline
▲ 0.50% · 4.625%
HK$117,902
+HK$5,903/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$223,998/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,432
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,899
−HK$3,521/mo
Today · 4.125%
HK$118,420
baseline
▲ 0.50% · 4.625%
HK$125,626
+HK$7,206/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,840/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,967
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,292
−HK$3,373/mo
Today · 4.125%
HK$130,665
baseline
▲ 0.50% · 4.625%
HK$137,552
+HK$6,887/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,330/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,270
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$147,727
−HK$4,527/mo
Today · 4.125%
HK$152,254
baseline
▲ 0.50% · 4.625%
HK$161,519
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,508/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,387
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$163,661
−HK$4,337/mo
Today · 4.125%
HK$167,998
baseline
▲ 0.50% · 4.625%
HK$176,853
+HK$8,855/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$335,996/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,504 · Scale 2, in force from 26 Feb 2026)