LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,595
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,071
−HK$2,516/mo
Today · 4.125%
HK$84,587
baseline
▲ 0.50% · 4.625%
HK$89,734
+HK$5,147/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,174/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,549
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,924
−HK$2,409/mo
Today · 4.125%
HK$93,333
baseline
▲ 0.50% · 4.625%
HK$98,253
+HK$4,920/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,666/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,515
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,486
−HK$3,018/mo
Today · 4.125%
HK$101,504
baseline
▲ 0.50% · 4.625%
HK$107,680
+HK$6,176/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$203,008/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,259
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,109
−HK$2,891/mo
Today · 4.125%
HK$112,000
baseline
▲ 0.50% · 4.625%
HK$117,904
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.94M · min. income ≈ HK$224,000/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,434
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,900
−HK$3,522/mo
Today · 4.125%
HK$118,422
baseline
▲ 0.50% · 4.625%
HK$125,627
+HK$7,205/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$236,844/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,969
−HK$6,697/mo
▼ 0.25% · 3.875%
HK$127,294
−HK$3,372/mo
Today · 4.125%
HK$130,666
baseline
▲ 0.50% · 4.625%
HK$137,554
+HK$6,888/mo
Deposit HK$10.47M · loan HK$24.43M · min. income ≈ HK$261,332/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,272
−HK$8,984/mo
▼ 0.25% · 3.875%
HK$147,728
−HK$4,528/mo
Today · 4.125%
HK$152,256
baseline
▲ 0.50% · 4.625%
HK$161,521
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,512/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,388
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,663
−HK$4,337/mo
Today · 4.125%
HK$168,000
baseline
▲ 0.50% · 4.625%
HK$176,855
+HK$8,855/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,000/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,521 · Scale 2, in force from 26 Feb 2026)