LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,600
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,076
−HK$2,516/mo
Today · 4.125%
HK$84,592
baseline
▲ 0.50% · 4.625%
HK$89,739
+HK$5,147/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,184/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,554
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,929
−HK$2,410/mo
Today · 4.125%
HK$93,339
baseline
▲ 0.50% · 4.625%
HK$98,259
+HK$4,920/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,678/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,520
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,491
−HK$3,019/mo
Today · 4.125%
HK$101,510
baseline
▲ 0.50% · 4.625%
HK$107,687
+HK$6,177/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,020/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,265
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,115
−HK$2,892/mo
Today · 4.125%
HK$112,007
baseline
▲ 0.50% · 4.625%
HK$117,911
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,014/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,440
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,907
−HK$3,522/mo
Today · 4.125%
HK$118,429
baseline
▲ 0.50% · 4.625%
HK$125,635
+HK$7,206/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,858/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,976
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,301
−HK$3,373/mo
Today · 4.125%
HK$130,674
baseline
▲ 0.50% · 4.625%
HK$137,562
+HK$6,888/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,348/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,280
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,737
−HK$4,528/mo
Today · 4.125%
HK$152,265
baseline
▲ 0.50% · 4.625%
HK$161,530
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,530/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,398
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,673
−HK$4,337/mo
Today · 4.125%
HK$168,010
baseline
▲ 0.50% · 4.625%
HK$176,866
+HK$8,856/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,020/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,609 · Scale 2, in force from 26 Feb 2026)