LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,602
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,078
−HK$2,516/mo
Today · 4.125%
HK$84,594
baseline
▲ 0.50% · 4.625%
HK$89,741
+HK$5,147/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$169,188/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,557
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,932
−HK$2,409/mo
Today · 4.125%
HK$93,341
baseline
▲ 0.50% · 4.625%
HK$98,261
+HK$4,920/mo
Deposit HK$17.45M · loan HK$17.45M · min. income ≈ HK$186,682/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,523
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,494
−HK$3,019/mo
Today · 4.125%
HK$101,513
baseline
▲ 0.50% · 4.625%
HK$107,689
+HK$6,176/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,026/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,268
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,118
−HK$2,891/mo
Today · 4.125%
HK$112,009
baseline
▲ 0.50% · 4.625%
HK$117,913
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,018/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,443
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,910
−HK$3,521/mo
Today · 4.125%
HK$118,431
baseline
▲ 0.50% · 4.625%
HK$125,638
+HK$7,207/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,862/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,979
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,304
−HK$3,373/mo
Today · 4.125%
HK$130,677
baseline
▲ 0.50% · 4.625%
HK$137,566
+HK$6,889/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,354/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,284
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,741
−HK$4,528/mo
Today · 4.125%
HK$152,269
baseline
▲ 0.50% · 4.625%
HK$161,534
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,538/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,402
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,677
−HK$4,337/mo
Today · 4.125%
HK$168,014
baseline
▲ 0.50% · 4.625%
HK$176,870
+HK$8,856/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,028/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,646 · Scale 2, in force from 26 Feb 2026)