LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,604
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,080
−HK$2,516/mo
Today · 4.125%
HK$84,596
baseline
▲ 0.50% · 4.625%
HK$89,744
+HK$5,148/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,192/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,559
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,934
−HK$2,409/mo
Today · 4.125%
HK$93,343
baseline
▲ 0.50% · 4.625%
HK$98,264
+HK$4,921/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,686/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,525
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,496
−HK$3,019/mo
Today · 4.125%
HK$101,515
baseline
▲ 0.50% · 4.625%
HK$107,692
+HK$6,177/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,030/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,271
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,121
−HK$2,891/mo
Today · 4.125%
HK$112,012
baseline
▲ 0.50% · 4.625%
HK$117,916
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,024/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,446
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,912
−HK$3,522/mo
Today · 4.125%
HK$118,434
baseline
▲ 0.50% · 4.625%
HK$125,641
+HK$7,207/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,868/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,982
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,308
−HK$3,373/mo
Today · 4.125%
HK$130,681
baseline
▲ 0.50% · 4.625%
HK$137,569
+HK$6,888/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,362/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,288
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,745
−HK$4,528/mo
Today · 4.125%
HK$152,273
baseline
▲ 0.50% · 4.625%
HK$161,538
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,546/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,406
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,681
−HK$4,337/mo
Today · 4.125%
HK$168,018
baseline
▲ 0.50% · 4.625%
HK$176,875
+HK$8,857/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,036/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,683 · Scale 2, in force from 26 Feb 2026)