LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,605
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,082
−HK$2,515/mo
Today · 4.125%
HK$84,597
baseline
▲ 0.50% · 4.625%
HK$89,745
+HK$5,148/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,194/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,560
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,935
−HK$2,410/mo
Today · 4.125%
HK$93,345
baseline
▲ 0.50% · 4.625%
HK$98,265
+HK$4,920/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,690/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,527
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,498
−HK$3,019/mo
Today · 4.125%
HK$101,517
baseline
▲ 0.50% · 4.625%
HK$107,694
+HK$6,177/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,034/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,272
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,123
−HK$2,891/mo
Today · 4.125%
HK$112,014
baseline
▲ 0.50% · 4.625%
HK$117,918
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,028/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,448
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,914
−HK$3,522/mo
Today · 4.125%
HK$118,436
baseline
▲ 0.50% · 4.625%
HK$125,643
+HK$7,207/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,872/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,984
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,310
−HK$3,373/mo
Today · 4.125%
HK$130,683
baseline
▲ 0.50% · 4.625%
HK$137,571
+HK$6,888/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,366/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,290
−HK$8,985/mo
▼ 0.25% · 3.875%
HK$147,747
−HK$4,528/mo
Today · 4.125%
HK$152,275
baseline
▲ 0.50% · 4.625%
HK$161,541
+HK$9,266/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,550/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,409
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,684
−HK$4,337/mo
Today · 4.125%
HK$168,021
baseline
▲ 0.50% · 4.625%
HK$176,878
+HK$8,857/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,042/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,708 · Scale 2, in force from 26 Feb 2026)