LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,606
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,082
−HK$2,516/mo
Today · 4.125%
HK$84,598
baseline
▲ 0.50% · 4.625%
HK$89,745
+HK$5,147/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,196/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,560
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,936
−HK$2,409/mo
Today · 4.125%
HK$93,345
baseline
▲ 0.50% · 4.625%
HK$98,265
+HK$4,920/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,690/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,527
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,498
−HK$3,019/mo
Today · 4.125%
HK$101,517
baseline
▲ 0.50% · 4.625%
HK$107,694
+HK$6,177/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,034/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,272
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,123
−HK$2,891/mo
Today · 4.125%
HK$112,014
baseline
▲ 0.50% · 4.625%
HK$117,918
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,028/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,448
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,914
−HK$3,523/mo
Today · 4.125%
HK$118,437
baseline
▲ 0.50% · 4.625%
HK$125,643
+HK$7,206/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,874/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,985
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,310
−HK$3,373/mo
Today · 4.125%
HK$130,683
baseline
▲ 0.50% · 4.625%
HK$137,572
+HK$6,889/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,366/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,290
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$147,747
−HK$4,529/mo
Today · 4.125%
HK$152,276
baseline
▲ 0.50% · 4.625%
HK$161,541
+HK$9,265/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,552/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,409
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$163,684
−HK$4,337/mo
Today · 4.125%
HK$168,021
baseline
▲ 0.50% · 4.625%
HK$176,878
+HK$8,857/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,042/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,709 · Scale 2, in force from 26 Feb 2026)