LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,607
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,083
−HK$2,516/mo
Today · 4.125%
HK$84,599
baseline
▲ 0.50% · 4.625%
HK$89,747
+HK$5,148/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,198/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,562
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,937
−HK$2,410/mo
Today · 4.125%
HK$93,347
baseline
▲ 0.50% · 4.625%
HK$98,267
+HK$4,920/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,694/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,528
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,500
−HK$3,019/mo
Today · 4.125%
HK$101,519
baseline
▲ 0.50% · 4.625%
HK$107,696
+HK$6,177/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$203,038/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,274
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,124
−HK$2,892/mo
Today · 4.125%
HK$112,016
baseline
▲ 0.50% · 4.625%
HK$117,920
+HK$5,904/mo
Deposit HK$13.96M · loan HK$20.95M · min. income ≈ HK$224,032/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,450
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$114,916
−HK$3,522/mo
Today · 4.125%
HK$118,438
baseline
▲ 0.50% · 4.625%
HK$125,645
+HK$7,207/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,876/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,987
−HK$6,698/mo
▼ 0.25% · 3.875%
HK$127,312
−HK$3,373/mo
Today · 4.125%
HK$130,685
baseline
▲ 0.50% · 4.625%
HK$137,574
+HK$6,889/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,370/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,292
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$147,749
−HK$4,529/mo
Today · 4.125%
HK$152,278
baseline
▲ 0.50% · 4.625%
HK$161,544
+HK$9,266/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,556/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,411
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$163,687
−HK$4,337/mo
Today · 4.125%
HK$168,024
baseline
▲ 0.50% · 4.625%
HK$176,880
+HK$8,856/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,048/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$1,483,733 · Scale 2, in force from 26 Feb 2026)