LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,611
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,088
−HK$2,516/mo
Today · 4.125%
HK$84,604
baseline
▲ 0.50% · 4.625%
HK$89,751
+HK$5,147/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,208/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,567
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,942
−HK$2,410/mo
Today · 4.125%
HK$93,352
baseline
▲ 0.50% · 4.625%
HK$98,272
+HK$4,920/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,704/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,533
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,505
−HK$3,019/mo
Today · 4.125%
HK$101,524
baseline
▲ 0.50% · 4.625%
HK$107,702
+HK$6,178/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,048/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,280
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,130
−HK$2,892/mo
Today · 4.125%
HK$112,022
baseline
▲ 0.50% · 4.625%
HK$117,927
+HK$5,905/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,044/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,456
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$114,923
−HK$3,522/mo
Today · 4.125%
HK$118,445
baseline
▲ 0.50% · 4.625%
HK$125,652
+HK$7,207/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,890/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,993
−HK$6,699/mo
▼ 0.25% · 3.875%
HK$127,319
−HK$3,373/mo
Today · 4.125%
HK$130,692
baseline
▲ 0.50% · 4.625%
HK$137,581
+HK$6,889/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,384/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,300
−HK$8,986/mo
▼ 0.25% · 3.875%
HK$147,758
−HK$4,528/mo
Today · 4.125%
HK$152,286
baseline
▲ 0.50% · 4.625%
HK$161,553
+HK$9,267/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,572/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,420
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$163,696
−HK$4,337/mo
Today · 4.125%
HK$168,033
baseline
▲ 0.50% · 4.625%
HK$176,890
+HK$8,857/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,066/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,814 · Scale 2, in force from 26 Feb 2026)