LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,618
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,095
−HK$2,516/mo
Today · 4.125%
HK$84,611
baseline
▲ 0.50% · 4.625%
HK$89,759
+HK$5,148/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,222/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,574
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,950
−HK$2,410/mo
Today · 4.125%
HK$93,360
baseline
▲ 0.50% · 4.625%
HK$98,281
+HK$4,921/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,720/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,542
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,514
−HK$3,019/mo
Today · 4.125%
HK$101,533
baseline
▲ 0.50% · 4.625%
HK$107,711
+HK$6,178/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,066/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,289
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,140
−HK$2,892/mo
Today · 4.125%
HK$112,032
baseline
▲ 0.50% · 4.625%
HK$117,937
+HK$5,905/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,064/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,465
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,933
−HK$3,522/mo
Today · 4.125%
HK$118,455
baseline
▲ 0.50% · 4.625%
HK$125,663
+HK$7,208/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$236,910/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,004
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$127,330
−HK$3,374/mo
Today · 4.125%
HK$130,704
baseline
▲ 0.50% · 4.625%
HK$137,593
+HK$6,889/mo
Deposit HK$10.47M · loan HK$24.44M · min. income ≈ HK$261,408/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,313
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$147,770
−HK$4,530/mo
Today · 4.125%
HK$152,300
baseline
▲ 0.50% · 4.625%
HK$161,567
+HK$9,267/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$304,600/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,434
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,710
−HK$4,338/mo
Today · 4.125%
HK$168,048
baseline
▲ 0.50% · 4.625%
HK$176,906
+HK$8,858/mo
Deposit HK$3.49M · loan HK$31.42M · min. income ≈ HK$336,096/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,943 · Scale 2, in force from 26 Feb 2026)