LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,621
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,098
−HK$2,516/mo
Today · 4.125%
HK$84,614
baseline
▲ 0.50% · 4.625%
HK$89,763
+HK$5,149/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,228/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,578
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,953
−HK$2,410/mo
Today · 4.125%
HK$93,363
baseline
▲ 0.50% · 4.625%
HK$98,285
+HK$4,922/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,726/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,545
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,517
−HK$3,020/mo
Today · 4.125%
HK$101,537
baseline
▲ 0.50% · 4.625%
HK$107,715
+HK$6,178/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,074/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,293
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,144
−HK$2,892/mo
Today · 4.125%
HK$112,036
baseline
▲ 0.50% · 4.625%
HK$117,942
+HK$5,906/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,072/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,470
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,937
−HK$3,523/mo
Today · 4.125%
HK$118,460
baseline
▲ 0.50% · 4.625%
HK$125,668
+HK$7,208/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$236,920/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,009
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$127,335
−HK$3,374/mo
Today · 4.125%
HK$130,709
baseline
▲ 0.50% · 4.625%
HK$137,598
+HK$6,889/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$261,418/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,318
−HK$8,987/mo
▼ 0.25% · 3.875%
HK$147,776
−HK$4,529/mo
Today · 4.125%
HK$152,305
baseline
▲ 0.50% · 4.625%
HK$161,573
+HK$9,268/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,610/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,440
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,716
−HK$4,338/mo
Today · 4.125%
HK$168,054
baseline
▲ 0.50% · 4.625%
HK$176,912
+HK$8,858/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,108/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,483,999 · Scale 2, in force from 26 Feb 2026)