LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,626
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,102
−HK$2,517/mo
Today · 4.125%
HK$84,619
baseline
▲ 0.50% · 4.625%
HK$89,768
+HK$5,149/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,238/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,583
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,958
−HK$2,411/mo
Today · 4.125%
HK$93,369
baseline
▲ 0.50% · 4.625%
HK$98,290
+HK$4,921/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,738/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,551
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,523
−HK$3,020/mo
Today · 4.125%
HK$101,543
baseline
▲ 0.50% · 4.625%
HK$107,721
+HK$6,178/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,086/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,299
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,150
−HK$2,892/mo
Today · 4.125%
HK$112,042
baseline
▲ 0.50% · 4.625%
HK$117,948
+HK$5,906/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,084/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,476
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$114,943
−HK$3,523/mo
Today · 4.125%
HK$118,466
baseline
▲ 0.50% · 4.625%
HK$125,675
+HK$7,209/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$236,932/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,016
−HK$6,700/mo
▼ 0.25% · 3.875%
HK$127,342
−HK$3,374/mo
Today · 4.125%
HK$130,716
baseline
▲ 0.50% · 4.625%
HK$137,606
+HK$6,890/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$261,432/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,326
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,784
−HK$4,530/mo
Today · 4.125%
HK$152,314
baseline
▲ 0.50% · 4.625%
HK$161,582
+HK$9,268/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,628/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,449
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,725
−HK$4,338/mo
Today · 4.125%
HK$168,063
baseline
▲ 0.50% · 4.625%
HK$176,922
+HK$8,859/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,126/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,084 · Scale 2, in force from 26 Feb 2026)