LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,628
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,105
−HK$2,516/mo
Today · 4.125%
HK$84,621
baseline
▲ 0.50% · 4.625%
HK$89,770
+HK$5,149/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,242/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,585
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,961
−HK$2,410/mo
Today · 4.125%
HK$93,371
baseline
▲ 0.50% · 4.625%
HK$98,293
+HK$4,922/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,742/mo (50% DSR)
Upfront cash ≈ HK$18.94M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,554
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,526
−HK$3,020/mo
Today · 4.125%
HK$101,546
baseline
▲ 0.50% · 4.625%
HK$107,724
+HK$6,178/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,092/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,302
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,153
−HK$2,893/mo
Today · 4.125%
HK$112,046
baseline
▲ 0.50% · 4.625%
HK$117,952
+HK$5,906/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,092/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,479
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$114,947
−HK$3,523/mo
Today · 4.125%
HK$118,470
baseline
▲ 0.50% · 4.625%
HK$125,679
+HK$7,209/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$236,940/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,019
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$127,346
−HK$3,374/mo
Today · 4.125%
HK$130,720
baseline
▲ 0.50% · 4.625%
HK$137,610
+HK$6,890/mo
Deposit HK$10.48M · loan HK$24.44M · min. income ≈ HK$261,440/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,330
−HK$8,988/mo
▼ 0.25% · 3.875%
HK$147,789
−HK$4,529/mo
Today · 4.125%
HK$152,318
baseline
▲ 0.50% · 4.625%
HK$161,587
+HK$9,269/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,636/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,454
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$163,730
−HK$4,338/mo
Today · 4.125%
HK$168,068
baseline
▲ 0.50% · 4.625%
HK$176,927
+HK$8,859/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,136/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,127 · Scale 2, in force from 26 Feb 2026)