LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,635
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,112
−HK$2,516/mo
Today · 4.125%
HK$84,628
baseline
▲ 0.50% · 4.625%
HK$89,778
+HK$5,150/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,256/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,593
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$90,969
−HK$2,410/mo
Today · 4.125%
HK$93,379
baseline
▲ 0.50% · 4.625%
HK$98,301
+HK$4,922/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,758/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,561
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,534
−HK$3,020/mo
Today · 4.125%
HK$101,554
baseline
▲ 0.50% · 4.625%
HK$107,733
+HK$6,179/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$203,108/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,311
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,162
−HK$2,893/mo
Today · 4.125%
HK$112,055
baseline
▲ 0.50% · 4.625%
HK$117,961
+HK$5,906/mo
Deposit HK$13.97M · loan HK$20.95M · min. income ≈ HK$224,110/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,488
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,956
−HK$3,524/mo
Today · 4.125%
HK$118,480
baseline
▲ 0.50% · 4.625%
HK$125,689
+HK$7,209/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$236,960/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,030
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$127,356
−HK$3,375/mo
Today · 4.125%
HK$130,731
baseline
▲ 0.50% · 4.625%
HK$137,622
+HK$6,891/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,462/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,342
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$147,801
−HK$4,530/mo
Today · 4.125%
HK$152,331
baseline
▲ 0.50% · 4.625%
HK$161,600
+HK$9,269/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,662/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,467
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$163,744
−HK$4,338/mo
Today · 4.125%
HK$168,082
baseline
▲ 0.50% · 4.625%
HK$176,942
+HK$8,860/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,164/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,250 · Scale 2, in force from 26 Feb 2026)