LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,640
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,117
−HK$2,517/mo
Today · 4.125%
HK$84,634
baseline
▲ 0.50% · 4.625%
HK$89,783
+HK$5,149/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,268/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,598
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,974
−HK$2,411/mo
Today · 4.125%
HK$93,385
baseline
▲ 0.50% · 4.625%
HK$98,307
+HK$4,922/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,770/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,568
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,540
−HK$3,020/mo
Today · 4.125%
HK$101,560
baseline
▲ 0.50% · 4.625%
HK$107,740
+HK$6,180/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,120/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,318
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,169
−HK$2,893/mo
Today · 4.125%
HK$112,062
baseline
▲ 0.50% · 4.625%
HK$117,969
+HK$5,907/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,124/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,495
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,964
−HK$3,523/mo
Today · 4.125%
HK$118,487
baseline
▲ 0.50% · 4.625%
HK$125,697
+HK$7,210/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$236,974/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,038
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$127,364
−HK$3,375/mo
Today · 4.125%
HK$130,739
baseline
▲ 0.50% · 4.625%
HK$137,630
+HK$6,891/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,478/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,351
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$147,810
−HK$4,531/mo
Today · 4.125%
HK$152,341
baseline
▲ 0.50% · 4.625%
HK$161,610
+HK$9,269/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,682/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,477
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$163,754
−HK$4,339/mo
Today · 4.125%
HK$168,093
baseline
▲ 0.50% · 4.625%
HK$176,953
+HK$8,860/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,186/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,343 · Scale 2, in force from 26 Feb 2026)