LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,642
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,119
−HK$2,517/mo
Today · 4.125%
HK$84,636
baseline
▲ 0.50% · 4.625%
HK$89,786
+HK$5,150/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,272/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,601
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,977
−HK$2,411/mo
Today · 4.125%
HK$93,388
baseline
▲ 0.50% · 4.625%
HK$98,310
+HK$4,922/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,776/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,570
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,543
−HK$3,021/mo
Today · 4.125%
HK$101,564
baseline
▲ 0.50% · 4.625%
HK$107,743
+HK$6,179/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,128/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,321
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,173
−HK$2,892/mo
Today · 4.125%
HK$112,065
baseline
▲ 0.50% · 4.625%
HK$117,972
+HK$5,907/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,130/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,499
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,967
−HK$3,524/mo
Today · 4.125%
HK$118,491
baseline
▲ 0.50% · 4.625%
HK$125,701
+HK$7,210/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$236,982/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,041
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,368
−HK$3,375/mo
Today · 4.125%
HK$130,743
baseline
▲ 0.50% · 4.625%
HK$137,635
+HK$6,892/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,486/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,356
−HK$8,989/mo
▼ 0.25% · 3.875%
HK$147,815
−HK$4,530/mo
Today · 4.125%
HK$152,345
baseline
▲ 0.50% · 4.625%
HK$161,615
+HK$9,270/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$304,690/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,482
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$163,759
−HK$4,339/mo
Today · 4.125%
HK$168,098
baseline
▲ 0.50% · 4.625%
HK$176,959
+HK$8,861/mo
Deposit HK$3.49M · loan HK$31.43M · min. income ≈ HK$336,196/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,389 · Scale 2, in force from 26 Feb 2026)